Broker Check

Financial Planning

Foundational Strategies & Ongoing Financial Planning Services

May be appropriate for clients who want Foundational Strategies or Ongoing Personalized Financial Advice on their short and long term financial goals.

Ongoing Financial<br/>Planning

Ongoing Financial

Designed for clients who want Ongoing Financial Planning advice that looks at their whole financial situation

Services offered:

Core Topics

  • Financial Position Review
    • Cash Flow
    • Net Worth
  • Protection Inventory
  • Basic Estate Planning

Goal Based Topics

  • Retirement
  • Education
  • Future Financial Position Planning
  • Estate Planning
  • Employee Benefits Planning
  • Investment Planning
  • Income Tax Planning
  • Other Accumulation Goals
Ongoing Financial<br/>Planning

Ongoing Financial

(High Complexity)
Designed for clients who have complex planning needs requiring multiple professionals

Services offered:

All Ongoing Financial Planning Services, plus:

  • Access to Advanced Planning Specialists
  • Executive Benefits Planning
  • Divorce Financial Planning

Coordination with Outside Professionals

  • Accountants
  • Attorneys
  • Business Financial Planning
  • Special Needs Planning


Designed for clients who want Insurance or Investment Services and do not want to engage in Ongoing Financial Planning

Services offered:

Insurance Services

  • Insurance Needs Analysis
  • Insurance Strategies

Investment Services

  • Brokerage Products
  • Investment Advisory Services
  • Portfolio Analysis

Fee for Service Dependent on the Scope of the Engagement

Implementation Cost

  • Insurance: Varies based on products
  • Investment Services: Varies based on products and account types

The Financial Planning Process

At Baystate Financial,<br/>we see your bigger picture.

At Baystate Financial,
we see your bigger picture.

Using PFV®, we work together to help you Get Organized.


Connect all your accounts for a consolidated view of your entire financial picture.


Interactive charts and detailed views help monitor all your accounts.


Join a screen sharing session
quickly and easily for interactive planning anytime.


Safely store your most important financial documents, accessible 24/7.


Know how much you’re spending, and where.


Set budgets to help reach your savings goals.


A complete financial picture available on your smart phone.


See if you’re on target to reach your most important goals.

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