Financial Planning
Financial Planning
Foundational Strategies & Ongoing Financial Planning Services
May be appropriate for clients who want Foundational Strategies or Ongoing Personalized Financial Advice on their short and long term financial goals.

Ongoing Financial
Planning
Designed for clients who want Ongoing Financial Planning advice that looks at their whole financial situation
Services offered:
Core Topics
- Financial Position Review
- Cash Flow
- Net Worth
- Cash Flow
- Protection Inventory
- Basic Estate Planning
Goal Based Topics
- Retirement
- Education
- Future Financial Position Planning
- Estate Planning
- Employee Benefits Planning
- Investment Planning
- Income Tax Planning
- Other Accumulation Goals

Ongoing Financial
Planning
(High Complexity)
Designed for clients who have complex planning needs requiring multiple professionals
Services offered:
All Ongoing Financial Planning Services, plus:
- Access to Advanced Planning Specialists
- Executive Benefits Planning
- Divorce Financial Planning
Coordination with Outside Professionals
- Accountants
- Attorneys
- Business Financial Planning
- Special Needs Planning

Foundational
Strategies
Designed for clients who want Insurance or Investment Services and do not want to engage in Ongoing Financial Planning
Services offered:
Insurance Services
- Insurance Needs Analysis
- Insurance Strategies
Investment Services
- Brokerage Products
- Investment Advisory Services
- Portfolio Analysis
Fee for Service Dependent on the Scope of the Engagement
Implementation Cost
- Insurance: Varies based on products
- Investment Services: Varies based on products and account types
The Financial Planning Process

At Baystate Financial,
we see your bigger picture.
Using PFV®, we work together to help you Get Organized.
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