Broker Check

Financial Planning

Foundational Strategies & Ongoing Financial Planning Services

May be appropriate for clients who want Foundational Strategies or Ongoing Personalized Financial Advice on their short and long term financial goals.

Ongoing Financial<br/>Planning

Ongoing Financial
Planning

Designed for clients who want Ongoing Financial Planning advice that looks at their whole financial situation


Services offered:


Core Topics

  • Financial Position Review
    • Cash Flow
    • Net Worth
  • Protection Inventory
  • Basic Estate Planning


Goal Based Topics

  • Retirement
  • Education
  • Future Financial Position Planning
  • Estate Planning
  • Employee Benefits Planning
  • Investment Planning
  • Income Tax Planning
  • Other Accumulation Goals
Ongoing Financial<br/>Planning

Ongoing Financial
Planning

(High Complexity)
Designed for clients who have complex planning needs requiring multiple professionals


Services offered:


All Ongoing Financial Planning Services, plus:

  • Access to Advanced Planning Specialists
  • Executive Benefits Planning
  • Divorce Financial Planning


Coordination with Outside Professionals

  • Accountants
  • Attorneys
  • Business Financial Planning
  • Special Needs Planning
Foundational<br/>Strategies

Foundational
Strategies

Designed for clients who want Insurance or Investment Services and do not want to engage in Ongoing Financial Planning


Services offered:


Insurance Services

  • Insurance Needs Analysis
  • Insurance Strategies


Investment Services

  • Brokerage Products
  • Investment Advisory Services
  • Portfolio Analysis


Fee for Service Dependent on the Scope of the Engagement


Implementation Cost

  • Insurance: Varies based on products
  • Investment Services: Varies based on products and account types

The Financial Planning Process

Financial plan recommendations can be implemented with the advisor of your choosing.  Implementation of specific products or services may result in commissions or fees outside of the financial planning fee. 

At Baystate Financial,<br/>we see your bigger picture.

At Baystate Financial,
we see your bigger picture.

Using PFV®, we work together to help you Get Organized.

ORGANIZER

Connect all your accounts for a consolidated view of your entire financial picture.

INVESTMENTS

Interactive charts and detailed views help monitor all your accounts.

SCREEN SHARING

Join a screen sharing session
quickly and easily for interactive planning anytime.

VAULT

Safely store your most important financial documents, accessible 24/7.

TRACK SPENDING

Know how much you’re spending, and where.

BUDGETING TOOLS

Set budgets to help reach your savings goals.

MOBILE

A complete financial picture available on your smart phone.

GOALS

See if you’re on target to reach your most important goals.

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